Building up assets with ETFs

Automatically multiply money with the right ETF strategy. As a savings plan and/or one-time payment.

You have heard that ETFs yield much more profit than the savings account or a time deposit?

Do you also want to profit from ETFs, like more and more investors in Germany?

It is not that complicated

Our customers are neither financial experts nor do they spend too much time on capital market research. For more than 6 years, we have been using a scientific approach to select the best ETFs for you – which are approved in Germany.

Investing in ETFs has proven to work!

€ 80,905
+8.35 % p.a.

€ 50,000

One-time investment of € 50,000 in 2016 using strategy apeironinvest 10.
The historical performance is not an indicator of future performance.

violet Stock ETFs (up to 9,600 individual values)

green Bond ETFs (up to 3,500 individual values)

bright sun Raw material ETFs (metals and energy)

pink Real estate ETFs (up to 300 individual values)

But how does „the ETF thing“ work?

This can be explained quite simple: ETFs invest in many different stocks, bonds, commodities or real estate at once. By combining the right ETFs, you invest in thousands of individual stocks, diversifying across many countries, industries and asset classes.

Hence, you simply map the global capital market, which has recovered from every crisis in the last 100 years and repeatedly reached new highs.

We have been managing ETF accounts since 2015, which now total 300+ million euros

EU deposit insurance

The settlement account is subject to the EU deposit insurance. This ensures repayment claims of up to €100,000 by customers against credit institutions.

Your money is a special fund

Your investment is treated as a special fund. This way you are 100 % protected even in case of insolvency of Ginmon or the partner bank.

Question we hear on the phone almost every day

Why do so many investors now invest in ETFs?

ETFs allow you to benefit from long-term rising economic growth and to increase your money. ETFs are not only particularly inexpensive, but can also be traded very flexibly. This means you can access your money at any time without having to worry about maturities, lock-up periods or redemption fees. ETFs spread risks so broadly that situations such as a total default become unlikely. Those who invested in ETFs for several years were able to survive economic crises and recorded good returns after a crisis.

Do ETFs have bubble risk?

No. ETFs are neceassary for participating in the capital market. ETFs allow investors to invest broadly in several hundred securities without having to buy these securities individually. Thus, one benefits from many different price developments and spreads the risk very broadly.

Even in the worst-case scenario, an insolvency of the ETF manager, there would be no bubble crash because the invested funds ...

1. ...are valued as special funds with the ETF administrator and therefore do not fall into the insolvency estate.
2. ...are still invested in the market. Only the administrator would change.

Why should I additionally run a savings plan after a one-time payment?

The cost average effect is one of the strongest effects a monthly savings plan entails. For example, if you invest €25,000 once and save €100 monthly on your Ginmon account, you will buy ETF shares for €100 every month. No matter if the prices on the market are high or low at the moment. You profit from the average purchase price.

How do I legitimize myself online?

In the registration process you will meet our partner Web-ID. Web-ID allows you to use a video camera (cell phone camera, computer webcam, etc.) to complete the legitimation process in just a few minutes. All you need is your valid photo ID or passport, an Internet connection and a working video source.

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Your investment on the smartphone

Download the Ginmon app and enjoy the benefits of 100% mobile investing. Available for iOS and Android.