Investment Goals - and why they matter

What are investment goals?

Unfortunately, there is no such thing as an investment that simultaneously fulfills criteria such as high yield, no risk and constant availability. Only two criteria are ever achievable.


That is why it is so important to be clear about personal needs and goals before investing money.


An investment goal defines a clear financial purpose or intended achievement that one wishes to achieve through an investment.

Forms the framework for investment decisions and facilitates the systematic determination of an appropriate investment strategy.

can vary based on personal circumstances and needs, but generally has the goal of achieving financial milestones, mitigating risk, and generating appropriate returns.

Ginmon supports you in the achievement
of these goals

Grow your wealth
Have your assets professionally managed
Build wealth
Build wealth with ETFs
Privat pension
Your future deserves a solid and profitable private pension plan
Investing sustainably
Investing in a responsible and sustainable way
Save money, Build up reserves
Be prepared for anything
Parking money
Park your money with top interest rates
Own a property
The dream of owning your own property becomes a reality
Saving for children & grandchildren
Helping children grow into financial independence
Set your own goals
Get your individual investment proposal

Since 2015 we have been managing ETF portfolios with meanwhile
300+ million Euro

EU deposit guarantee

The clearing account is subject to EU deposit protection. This guarantees repayment claims of up to €100,000 by customers against credit institutions.

Your money is protected as special assets

Your investment is treated as a separate asset. Thus, you are 100% protected even in case of insolvency of Ginmon or the partner bank.

Why do so many investors invest in ETFs?

This can be explained quite simple: ETFs invest in many different stocks, bonds, commodities or real estate at once. By combining the right ETFs, you invest in thousands of individual stocks, diversifying across many countries, industries and asset classes. ETFs are the easiest way to invest in the global economy without the risk of individual stocks alone. If the global economy rises, the respective ETF portfolios follow accordingly.
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Asset classes:Amount:
blue-800 Stocks40% (€56,800)
purple-100 Bonds30% (€42,600)
green-100 Real estate15% (€21,300)
peach-crayola Raw materials15% (€21,300)

Why are investment goals important?

Overall, investment goals help you create a clear roadmap for your financial future by aligning your investments with your individual needs and goals. They are the guide that allows you to actually achieve your financial goals in an organised and effective way.

Strategic direction

Investment objectives provide a clear strategic direction for your money or investments. They help you to have a clear idea of why you are investing and what outcome you want to achieve. This prevents impulsive or aimless investing.

Making the right decisions

By setting clear investment goals, you can make more informed decisions about your investments. You can choose investments that best suit your goals, rather than being influenced by short-term market fluctuations.

Managing risk

Investment objectives help you determine the right level of risk for your investments. Depending on whether you are planning for capital preservation, growth or retirement, you can adjust your risk appetite accordingly.

Measurable progress

Investment goals provide a benchmark against which to measure the progress of your investments. You can easily assess whether your investments are on track to meet your goals and make adjustments if necessary.


Discipline and continuity


Investment goals promote discipline and consistency. They encourage you to think and act for the long term, rather than being distracted by short-term market fluctuations or yield offers.

Avoid bad investments

By setting clear goals, you can avoid bad investments that do not suit your long-term financial situation. This will minimize the possibility of loss or disappointment.

Adapting to life changes

Investment objectives may change over time as a result of life events such as marriage, births, career changes or retirement. They allow you to adapt your investment strategy to new circumstances.