Grow your wealth professionally

You've built assets and now seek optimal growth and management

Ginmon is your ideal partner

for planning and implementing your investments with ETFs.
We offer a long-term, technology-based and automated investment approach combined with your personal investment goals.
Combined with your personal investment goals and adapted to your individual risk tolerance.

Diversification & return in one

In total, our investment strategies track the performance of nearly 12,000 individual stocks from 103 countries. To achieve this, we seek the greatest possible diversification in the selection of individual components. By adding real estate and commodities, we also reduce the short-term volatility of our strategies.

Anticyclical investment strategy

Improves your returns and ensures your investments are always optimally balanced.

Markets and asset classes move in different cycles. To optimise returns, our technology regularly rebalances from higher-rated to lower-rated and therefore more profitable asset classes.

The term ‘anticyclical’ describes an investment behaviour that runs counter to the herd instinct. Instead of buying when prices are rising, such asset classes are sold and those that have fallen in value are bought instead.

Or to put it simply, “buy low, sell high”.

Factor investing

Yield drivers based on leading capital market research and the underlying rationale of Ginmon’s investment strategies.

Equity Premium – The equity premium refers to the excess return that investments in the stock market achieve compared to low-risk asset classes such as short-term German government bonds."
Size Premium – The size premium refers to the effect that stocks of smaller companies achieve better long-term returns than those of larger companies.
Value Premium – The value premium describes the effect that companies with a low price-to-book ratio (value companies) achieve higher returns than those with a high price-to-book ratio (growth companies).

Quelle: The Cross-Section of Expected Stock Returns

Your advantages with Ginmon

Expertise

Our experts have extensive knowledge and experience in the financial sector. They analyse the market, identify opportunities and risks, and make informed decisions to optimise your wealth. Our science-based approach is based on the Nobel Prize-winning work of Prof. Eugene Fama (Nobel Prize 2013), who found that certain "factors" outperform the market over the long term.

Diversification

We use the latest technology and analytical techniques to diversify your portfolio. This minimises the risk that can be associated with a highly concentrated investment.

Risk management

As soon as market conditions change, Ginmon Risk Management automatically intervenes. It ensures that your portfolio always remains at its optimum when different asset classes perform differently. Counter-cyclical rebalancing can not only reduce risk but also generate additional returns. It is structured in the same way as the Norwegian Government Pension Fund, which has been the world's largest sovereign wealth fund for years.

Save time

Managing investments takes time and constant monitoring. By leaving this responsibility to us, you can focus on other important aspects of your life.

Personalised approach

Our approach is based on a thorough analysis of your financial situation, objectives and risk appetite, in order to provide you with the most appropriate, cost-effective and long-term portfolio strategy, including risk management.

Transparency

Ginmon provides you with clear information about fees, performance and investment strategies at all times.

Ginmon Performance

Ginmon is an award winning digital asset manager. For example, Ginmon is number 1 in the big Capital test 08/2023! With outstanding results in terms of return and risk, Ginmon received the highest rating of 5 stars from the renowned Institute for Asset Accumulation (IVA) - as in 2022.

Tax optimisation

In your portfolio, ETFs can be rebalanced to generate an annual gain that maximises your capital gains tax allowance.

Digital and personal:
we are here for you

Get your investment proposal

How investing with Ginmon works

You can open your personal account in minutes. You can get started in just three steps.

Set personal goals

You answer a few questions in the online interview. Our technology will then determine the best investment strategy for you..

Plan your investment

Personalize your investment by choosing your desired initial investment and savings rate.

Sit back and relax

Once you open a custody account, our technology automatically implements the investment strategy. You can view the current status at any time online and via the app.