Your dream of owning a home comes true

using ETFs to build equity.

Most important in a nutshell

Digital and personal:
we are here for you


ETF Wealth Calculator

How is your ETF portfolio or ETF savings plan performing?

The Ginmon Wealth Calculator will show you,

  • how much return you can achieve with your ETF portfolio or ETF savings plan
  • under different scenarios
  • over the next 25 years.

You can customize the calculator to take into account your preferred risk profile or tax implications.

Since 2015 we have been managing ETF portfolios with meanwhile
300+ million Euro

EU deposit guarantee

The clearing account is subject to EU deposit protection. This guarantees repayment claims of up to €100,000 by customers against credit institutions.

Your money is protected as special assets

Your investment is treated as a separate asset. Thus, you are 100% protected even in case of insolvency of Ginmon or the partner bank.

Questions we hear on the phone almost daily

Why are so many investors now investing in ETFs?

ETFs allow you to benefit from the long-term growth of the economy and multiply your money. ETFs are not only particularly cost-effective but also very flexibly tradable. This way, you can access your money at any time without worrying about terms, lock-in periods, or redemption fees. ETFs spread risks so widely that situations like a total loss become unlikely. Those who have invested in ETFs for several years have been able to weather most economic crises and recorded good returns after a crisis.

Do ETFs have a bubble risk?

No. ETFs are merely a means to participate in the capital market. ETFs allow the investor to invest broadly in several hundred titles without having to buy each of these titles individually. As a result, one benefits

from different price movements and spreads the risk widely.

Even in the worst case scenario, i.e. the insolvency of the ETF manager, your money is protected because the invested funds...

1. ...are valued by the ETF manager as special assets and therefore do not become part of the bankruptcy estate.

2. ...will continue to be invested in the market. Only the manager would change.

Why should I set up a savings plan in addition to a one-time investment?

The cost average effect is one of the most powerful effects that comes with a monthly savings plan. For example, if you invest €25,000 once and save €100 monthly in your Ginmon account, you purchase ETF shares for €100 every month. Regardless of whether market prices are currently high or low, you benefit from the average purchase price.

How do I verify my identity online?

During the registration process, you will encounter our partner, Web-ID. Web-ID allows you to complete the verification process in just a few minutes using a video camera (mobile phone camera, computer webcam, etc.). All you need is a valid photo ID or passport, an internet connection, and a working video source.