Ginmon Company

Cash and asset management for companies and foundations

Earn 2.25% p.a.¹ interest on surplus liquidity

Tax-optimised ETF investments

Available from €250,000

Start now

on Google & Trustpilot

€400M

Assets Under Management

on Google & Trustpilot

€400M

Assets Under Management

on Google & Trustpilot

€400M

Assets Under Management

on Google & Trustpilot

€400M

Assets Under Management

Company TopZins

Parking liquidity surpluses with 2.25% p.a.² interest

Long-term fair interest rates linked to ECB rate

No minimum or maximum amount, no time restrictions

Company Invest

Invest optimally for tax purposes in the long term with ETFs

Average expected return:

8.87% p.a.³

Optional sustainable strategies, ideal for foundations

How other clients use Ginmon Company

Company TopZins

Medium-sized firms

Optimisation of interest earnings

€2,500,000

Investment amount

€50,000 p.a.⁴

Interest advantage

Company Invest

Asset management limited company

Investment after company sale

€5,000,000

Investment amount

€27,270.34 p.a.⁵

Tax savings

Company Invest

Foundations

ETF strategies for foundation capital

€800,000

Investment amount

Ø €63,280 p.a.⁶

Returns for foundation purposes

Maximum security for your business capital

Segregated assets

Your company or foundation capital is treated as segregated assets. Therefore, it is 100% protected even in the event of insolvency of Ginmon or the custodian bank.

Regardless of the deposit insurance

Many companies and foundations are not or only partially protected by deposit insurance up to €100,000. We invest your capital entirely in securities and thereby protect it completely independent of the deposit insurance.

Maximum security for your business capital

Segregated assets

Your company or foundation capital is treated as segregated assets. Therefore, it is 100% protected even in the event of insolvency of Ginmon or the custodian bank.

Regardless of the deposit insurance

Many companies and foundations are not or only partially protected by deposit insurance up to €100,000. We invest your capital entirely in securities and thereby protect it completely independent of the deposit insurance.

Maximum security for your business capital

Segregated assets

Your company or foundation capital is treated as segregated assets. Therefore, it is 100% protected even in the event of insolvency of Ginmon or the custodian bank.

Regardless of the deposit insurance

Many companies and foundations are not or only partially protected by deposit insurance up to €100,000. We invest your capital entirely in securities and thereby protect it completely independent of the deposit insurance.

Maximum security for your business capital

Segregated assets

Your company or foundation capital is treated as segregated assets. Therefore, it is 100% protected even in the event of insolvency of Ginmon or the custodian bank.

Regardless of the deposit insurance

Many companies and foundations are not or only partially protected by deposit insurance up to €100,000. We invest your capital entirely in securities and thereby protect it completely independent of the deposit insurance.

What our customers say

Don’t worry about anything, just determine your risk profile and invest. Simple, low-cost investment. I also liked the recent excellent returns.

Christoph Decker

Verified customer review⁷

Four years ago, I entered the world of robo-advisors. It has been a very rewarding experience with a remarkable return on my investment.

Stephan Weber

Verified customer review⁷

The independence from a large investment group is a big plus. I also tried the market leader, but I was very unsatisfied with it.

Eduard Hoffman

Verified customer review⁷

What our customers say

Don’t worry about anything, just determine your risk profile and invest. Simple, low-cost investment. I also liked the recent excellent returns.

Christoph Decker

Verified customer review⁷

Four years ago, I entered the world of robo-advisors. It has been a very rewarding experience with a remarkable return on my investment.

Stephan Weber

Verified customer review⁷

The independence from a large investment group is a big plus. I also tried the market leader, but I was very unsatisfied with it.

Eduard Hoffman

Verified customer review⁷

What our customers say

Don’t worry about anything, just determine your risk profile and invest. Simple, low-cost investment. I also liked the recent excellent returns.

Christoph Decker

Verified customer review⁷

Four years ago, I entered the world of robo-advisors. It has been a very rewarding experience with a remarkable return on my investment.

Stephan Weber

Verified customer review⁷

The independence from a large investment group is a big plus. I also tried the market leader, but I was very unsatisfied with it.

Eduard Hoffman

Verified customer review⁷

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¹, ² The interest rate is variable and linked to the European Central Bank (ECB) base rate. The interest rate before product costs and service fees is always the Euro Short-Term Rate (€STR) plus 0.085% p.a. Service fees for Ginmon TopZins have been reduced to 0.30% p.a.

³ The stated return of 8.87% per annum relates to the historical performance of the investment strategy "Global 10" over the period from 01/01/2016 to 31.12.2025. Please note that investment involves risks and past performance is not a guarantee of future performance. The value of your investment may go down or up. Losses of the invested capital may occur. The return figure is before deduction of product costs, taxes, and service fees.

⁴ Annual interest benefit at 2.25% p.a. instead of 0.00% at the home bank for an investment amount of €2,500,000.

⁵ Annual tax advantage of €27,270.34 at an effective tax rate of 12.165% in a GmbH compared to 18.463% in private assets with €5,000,000 and a 8.66% annual return in Global 10 Strategy.

⁶ Annual yield after costs amounting to €63,280 in Global 10 Strategy.

⁷ Verified customer reviews come from customers with whom we have a customer relationship under the same name, and the authenticity of the person has been verified through AML-compliant identification procedures (e.g. video identification procedure).