Spelling: [ɡin moɴ]

Ginmon means "silver gate" in Japanese and is an independent WealthTech (Digital Asset Manager) founded in December 2014, consisting of a team of dynamic IT and finance experts.

Our goal is to provide an independent, automated, highly diversified and highly scientific investment for you, so that you can save money and time. Together we will find the way through the silver gate to the well-deserved prosperity for your financial goals.

“Many people overlook the silver lining because they are waiting for gold.”

(Maurice Setter)

Ginmon offers a transparent and fully automated investment solution that enables you to invest your saved wealth cost-effectively into established investment forms with a clear investment strategy and ease of use.

Through user-friendly technology combined with understandable investment products, Ginmon provides a completely new way of investing.
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For more information on our investment strategies, please visit our Investment philosophy.

First, you register and answer 8 questions about your investment goals.

This takes less than 3 minutes.

Now you will receive your personalized investment proposal.

Next, you verify your identity via video ident.

You then tell us how you would like to deposit your money into your custody account.

• via SEPA credit transfer
• via recurring SEPA credit transfer
• via SEPA direct debit

As soon as the money arrives, we invest it in your personalised ETF strategy.

Of course, you can change your strategy or deposit at any time, free of charge, or even have all your investments paid out.

No, you can withdraw your Ginmon deposit when you want.

You can pause your savings plan as often and as long as you want. No extra fees or lock-up periods.

Good question! Let's go through the worst-case scenarios.

Case 1 - Ginmon goes bankrupt.

In this very unlikely case, your deposit would remain unaffected.
The custody account is safely held at our partner bank.

Case 2 - The partner bank goes bankrupt.

Don't worry, this is also very unlikely.
In fact, your invested money is completely protected.
In this case, your securities are held in a so called “segregated account” that, in the worst case, is automatically transferred to a partner bank of your choice. There will be no change to your account, and you will remain invested.

Case 3 - The capital market collapses.

While capital markets are volatile, this is of less concern to the long-term investor.
The global capital market has, without exception, recovered after every crisis and achieved steady 6-7% p.a. returns over longer period of time.