Invest simplyintelligently

  • with a science-based investment strategy
  • based on low-cost ETFs
  • with professional risk management

Achieve your financial goals with science-based investment strategies

We invest in the best selection of ETFs for you, so you can see up to 6.7% annual growth in the value of your portfolio. That’s why investors in Germany now entrust more than €300 million to us.

  • EU Deposit Insurance
  • All investments protected as segregated assets
  • Bafin regulated

  • Personal contact person
  • Always available by phone, email, chat, WhatsApp
  • 100% independent product selection
  • No commissions
  • No hidden costs

Ginmon supports you in the achievement of these goals

Grow your wealth
Have your assets professionally managed
Build wealth
Build wealth with ETFs
Private pension
Your future deserves a solid and profitable private pension plan
Investing sustainably
Investing in a responsible and sustainable way
Save money, Build up reserves
Be prepared for anything
Parking money
Park your money with top interest rates
Own a property
The dream of owning your own property becomes a reality
Saving for children & grandchildren
Helping children grow into financial independence

Our full range of services

Unlike many digital investments, Ginmon offers the best of both worlds

  • Automated ETF asset management combined with
  • personalized advice from experts
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Highest returns - Independently verified

Group 1160463856-en

*after fees and taxes, return on medium risk portfolios over 4 years

Among all providers in our comparison, Ginmon performed the best.

Frankfurter Allgemeine Zeitung

Don't just take our word for it

The independence from a large investment group is a big plus. I also tried the market leader, but I was very unsatisfied with it.
Four years ago, I entered the world of robo-advisors. It has been a very rewarding experience with a remarkable return on my investment.
Don’t worry about anything, just determine your risk profile and invest. Simple, low-cost investment. I also liked the recent super-good returns.
How does Ginmon work?
Your financial goals
Our goal is to help you achieve your financial goals. Our investment strategies are designed based on scientific methods and proven investment concepts
The investment process is simple: Invest a lump sum or save monthly. We monitor your portfolio and make adjustments as necessary.
Change in plans? No worries!
Easily deposit, withdraw, change, or pause your savings plan.
How does Ginmon work?

Digital and personal:
we are here for you


Ginmon in a nutshell: Some typical questions we get

That sounds complicated. Is it?

Our team in Frankfurt does the hard work while you relax and remain in full control of your investments. You specify how you want to invest and what is important to you, and we make it happen.

What if I want my money? Do I have to wait?

No, you can withdraw your Ginmon deposit when you want.
You can pause your savings plan as often and as long as you want. No extra fees or lock-up periods.

What if Ginmon no longer exists?

Good question! Let's go through the worst-case scenarios.

Case 1 - Ginmon goes bankrupt.
In this very unlikely case, your deposit would remain unaffected.
The custody account is safely held at our partner bank.

Case 2 - The partner bank goes bankrupt.
Don't worry, this is also very unlikely.
In fact, your invested money is completely protected.
In this case, your securities are held in a so called “segregated account” that, in the worst case, is automatically transferred to a partner bank of your choice. Three will be no change to your account, and you will remain invested.

Case 3 - The capital market collapses.
While capital markets are volatile, this is of less concern to the long-term investor.
The global capital market has, without exception, recovered after every crisis and achieved steady 6-7% p.a. returns over longer period of time.

How does the registration process work?

First, you register and answer 8 questions about your investment goals.

This takes less than 3 minutes.

Now you will receive your personalized investment proposal.

Next, you verify your identity via video ident.

You then tell us how you would like to deposit your money into your custody account.
• via SEPA credit transfer
• via recurring SEPA credit transfer
• via SEPA direct debit

As soon as the money arrives, we invest it in your personalized ETF strategy.

Of course, you can change your strategy or deposit at any time, free of charge, or even have all your investments paid out.


How to get started with Ginmon

Personal goals

Together, we create your individual investment strategy.

This is based on your personal risk appetite and your experience in the capital market. Through this assessment, we make sure that you sleep tight, independent of market volatility or macroeconomic uncertainties.

Opened in just a few minutes

We open your custody account and automatically invest your money.

We keep an eye on your investment every day and ensure that it always corresponds to your personal preferences.

Seamlessly start investing
Set it and forget it

Once you are set up, you may or may not check it regularly. Your investment grows over time, independent on how active you are.

However, you have full flexibility. Deposits and withdrawals are possible at any time.

Full flexibility at any time