Retirement provision, as individual as your life

Enjoy your retirement securely with the right retirement provision and the necessary flexibility on the way there.

Ginmon offers individually tailored investment strategies to help you achieve your retirement goal. In a fair and transparent manner, we accompany you through all phases of life in a return-oriented and cost-efficient manner.

Return-optimized

Cost-efficient and with a scientific investment approach, you achieve above-average returns compared to conventional retirement products

Flexibly tailored

Tailored to your needs, you can restructure the retirement provision at any time and, if required, you can always access your assets without deductions

Well positioned in the long term

You don't have to be a financial expert to achieve your goal. We will take care of all the necessary adjustments and the ones you want to make

Retirement provision,
that really fits

The need for private retirement provision as a component alongside the statutory pension is well known. However, conventional products do not meet the requirements for flexibility, profitability and cost efficiency. Retirement planning with Ginmon is individual. Tailored to you and your family, it has to adapt to your life.

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You determine the goal, we accompany you there

At Ginmon, retirement planning is tailored to your needs. Based on your age, life situation, asset status and risk tolerance, we work with you to find the right strategy and get the best for you. With low costs and a scientific approach, you benefit optimally from the return opportunities of the capital market.

Flexibly designed by you, realized with us in the long term

Whether a one-time savings amount or regular savings rates - without a minimum investment, you can design your retirement provision according to your wishes.

Following the appropriate strategy, we take care of the rest: diversification of asset classes and regions, rebalancing, tax optimization and regular monitoring of your investment.

Control about your savings - available at any time

Via the website and the Ginmon app, you have full control and always have everything in view. Observe the performance of your retirement provision, see the current composition of the portfolio and keep track of all payment transactions.

At the same time, you are prepared for change. House, addition to the family or the fulfillment of a long-awaited dream? Payouts are possible at any time, in any amount and, of course, free of charge.

See for yourself with the retirement calculator

Cost-efficient investment in the capital market generates higher returns in the long term than conventionally offered retirement products such as life insurance, home savings contracts or actively managed funds.

Use our retirement calculator to get an idea of how you can build up additional capital for retirement with professionally structured investments.

Current age

Initial deposit

€

Monthly savings rate

€

Calculate additional pension

We are there for you

Do you have any questions about our product or our service? Do you need help opening an account? Our customer service and investment experts are always personally there for you.

We would also be happy to look at your entire pension situation in the context of existing products or assets in order to achieve the optimum for you in the long term.

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How does your retirement planning work with Ginmon?

You can open your personal Ginmon account within minutes. In just three steps, you can get started with your private retirement planning.

Set your personal goals

Answer some questions about topics such as your personal risk affinity and current life situation in just a few minutes.

Plan your investment

Select your desired initial investment and savings rate. Our technology calculates your optimal retirement portfolio from this.

Relax and enjoy your reitrement

After opening your account, our technology automatically implements your investment strategy. You can view the current status of your additional pension assets online at any time.

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