Intelligent technology increases
return on investment

Investment strategies

Ginmon offers a total of ten investment strategies. In addition, there is a sustainable variant for each strategy.

The different investment strategies differ in the proportion of stocks, bonds, real estate and commodities. For example, if the online interview reveals that you already have experience in the capital markets and have a long-term investment horizon, our technology will deliberately suggest a more equity-heavy investment.

Compare the performance of the ten investment strategies here:

Please note

Past performance is not indicative of future results. Read more on our risk-note.

Strategy	Expected Return	Individual titles	Asset class	Link
Global 1	2.92 %	8,654	8,0 % Aktien 90,0 % Anleihen 2,0 % Immobilien	factsheet
Global 2	3.42 %	13,517	17,4 % Aktien 80,0 % Anleihen 2,6 % Immobilien	factsheet
Green 1	2.35 %	3,149	5,0 % Aktien 88,0 % Anleihen 5,0 % Rohstoffe 2,0 % Immobilien	factsheet
Green 2	2.68 %	3,149	12,3 % Aktien 80,1 % Anleihen 5,0 % Rohstoffe 2,6 % Immobilien	factsheet

Please note

Past performance is not indicative of future results. Read more on our risk-note.

Strategy	Expected Return	Individual titles	Asset class	Link
Global 3	3.66 %	14,036	25,7 % Aktien 69,0 % Anleihen 2,0 % Rohstoffe 3,3 % Immobilien	factsheet
Global 4	4.06 %	14,036	35,1 % Aktien 58,0 % Anleihen 3,0 % Rohstoffe 3,9 % Immobilien	factsheet
Green 3	2.98 %	3,219	23,2 % Aktien 69,5 % Anleihen 4,0 % Rohstoffe 3,3 % Immobilien	factsheet
Green 4	3.44 %	3,328	34,1 % Aktien 58,0 % Anleihen 4,0 % Rohstoffe 3,9 % Immobilien	factsheet

Please note

Past performance is not indicative of future results. Read more on our risk-note.

Strategy	Expected Return	Individual titles	Asset class	Link
Global 5	4.61 %	14,127	45,4 % Aktien 47,0 % Anleihen 3,0 % Rohstoffe 4,6 % Immobilien	factsheet
Global 6	5.10 %	14,127	54,7 % Aktien 37,0 % Anleihen 3,0 % Rohstoffe 5,3 % Immobilien	factsheet
Green 5	3.84 %	3,328	45,4 % Aktien 47,0 % Anleihen 3,0 % Rohstoffe 4,6 % Immobilien	factsheet
Green 6	4.21 %	3,328	54,7 % Aktien 37,0 % Anleihen 3,0 % Rohstoffe 5,3 % Immobilien	factsheet

Please note

Past performance is not indicative of future results. Read more on our risk-note.

Strategy	Expected Return	Individual titles	Asset class	Link
Global 7	5.53 %	14,127	64,0 % Aktien 26,0 % Anleihen 4,0 % Rohstoffe 6,0 % Immobilien	factsheet
Global 8	5.99 %	14,127	72,3 % Aktien 17,0 % Anleihen 4,0 % Rohstoffe 6,7 % Immobilien	factsheet
Green 7	4.62 %	3,328	66,0 % Aktien 26,0 % Anleihen 2,0 % Rohstoffe 6,0 % Immobilien	factsheet
Green 8	4.94 %	3,328	74,1 % Aktien 17,2 % Anleihen 2,0 % Rohstoffe 6,7 % Immobilien	factsheet

Please note

Past performance is not indicative of future results. Read more on our risk-note.

Strategy	Expected return	Individual titles	Asset class	Link
Global 9	6.34 %	14,127	80,1 % Aktien 7,5 % Anleihen 5,0 % Rohstoffe 7,4 % Immobilien	factsheet
Global 10	6.73 %	10,302	87,0 % Aktien 5,0 % Rohstoffe 8,0 % Immobilien	factsheet
Green 9	5.30 %	3,328	85,1 % Aktien 7,5 % Anleihen 7,4 % Immobilien	factsheet
Green 10	5.59 %	692	92,0 % Aktien 8,0 % Immobilien	factsheet

Factor investing

Yield drivers based on leading capital market research and the underlying rationale of Ginmon’s investment strategies.

Equity Premium – The equity premium refers to the excess return that investments in the stock market achieve compared to low-risk asset classes such as short-term German government bonds."
Size Premium – The size premium refers to the effect that stocks of smaller companies achieve better long-term returns than those of larger companies.
Value Premium – The value premium describes the effect that companies with a low price-to-book ratio (value companies) achieve higher returns than those with a high price-to-book ratio (growth companies).

Quelle: The Cross-Section of Expected Stock Returns

Diversification and return in one

In total, our investment strategies track the performance of nearly 12,000 individual stocks from 103 countries. To achieve this, we seek the greatest possible diversification in the selection of individual components. By adding real estate and commodities, we also reduce the short-term volatility of our strategies.

Anticyclical investment strategy

Improves your returns and ensures your investments are always optimally balanced.

Markets and asset classes move in different cycles. To optimise returns, our technology regularly rebalances from higher-rated to lower-rated and therefore more profitable asset classes.

The term ‘anticyclical’ describes an investment behaviour that runs counter to the herd instinct. Instead of buying when prices are rising, such asset classes are sold and those that have fallen in value are bought instead.

Or to put it simply, “buy low, sell high”.

How does investing with Ginmon work?

You can open your Ginmon account in a few minutes. In just three steps, you can get started.

1

Set your personal goals

Just answer some questions about your personal risk affinity and personal life situation.

2

Plan your investment

Select your desired initial investment and savings rate. Our technology calculates the optimal portfolio for you.

3

Relax and lean back

After opening an account, our technology implements the investment strategy automatically. You can view the current status online at any time.