Nobel Prize-winning strategies. Free of emotions.

Factor Investing

Performance boosters based on leading capital market research

Equity premium – the equity premium is the excess return that investments in the equity market generate compared to low-risk asset classes such as short-term German government bonds.

Size premium – the size premium refers to the effect that shares of smaller companies perform better than those of larger companies over the long term.

Value premium – the value premium describes the effect that companies with a low book-to-market ratio (value companies) achieve higher returns than those with a higher book-to-market ratio (growth companies).

Counter-Cyclical Investment Strategy

Improves your returns and ensures an always-optimal portfolio allocation.

Markets and asset classes develop in different cycles. For optimal returns, our system regularly shifts from high to low-valued and therefore more profitable asset classes.

The term anti-cyclical describes an investment method that runs exactly contrary to the herd instinct. Instead of investing when prices rise, such asset classes are sold and instead those asset classes are bought that have fallen in value.

Or in a nutshell: buy low, sell high.

Invested in all major asset classes

Broad diversification is the key to successfully build up wealth.

Prof. Harry Markowitz laid the foundation for the modern portfolio theory with his scientific work in the 1950s, for which he later received the Nobel Prize. Since different asset classes develop differently, a broadly diversified portfolio is typically less risky than an investment in individual asset classes or even in individual securities. Based on this knowledge, we invest in globally diversified portfolios consisting of the four most important asset classes: equities, bonds, real estate and commodities.




Real Estate

Role in Portfolio:

Factor Premia



Inflation protection


Factor Premia




Stocks North America

Stocks Europe

Stocks Emerging Markets

Stocks Japan

Stocks Oceania


Gov Bonds Emerging Markets

Corp Bonds Europe
Investment Grade

Inflation protection

Inflation-protected Bonds


Industrial Metals

Real Estate


Gov Bonds Europe

Gov Bonds North America

Gold & Silver

Each asset class serves its purpose

Various studies from international capital market research have shown that the correct allocation of various asset classes has the greatest influence on the performance and volatility of a portfolio, at over 90%. We therefore only invest in products that offer tangible added value for your portfolio. Each asset class is assigned a specific role.

Our size and value ETFs allow you to benefit from scientifically proven factor premiums. Our equity allocation enables you to participate in global economic growth, while corporate bonds and government bonds from emerging markets provide regular income through coupon payments. To minimize the risk of unexpected inflation shocks, we also allocate to inflation-protected government bonds, real estate, and commodities. Finally, we add an important safety component to your portfolio: government bond, gold, and silver.

—  Learn more about our asset classes

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