Child account: Head start for the financial start in life

Accompany your child on their way to adulthood. With the child account you support the start of self-employment at an early stage. After a few years, even small savings can turn into a handsome fortune. This makes wishes and dreams come true for your child and offers security as soon as the seriousness of life begins.

Already from 50 € monthly or as a one-time investment
Additional return through optimum utilization of your child's tax allowance
Broadly diversified and fully flexible investment

High-yield savings

It never hurts to have some money on the high edge. Invested in the long term as a one-off investment or as a regular savings rate, the assets for your child grow steadily with clever investments. Coordinated with the term and the investment goal, it is never too late to support your offspring with the child account.

Balkendiagram zeigt steigende Renditen des Ginmon Kindersparplans
Kind freut sich mit Flugzeug über die Geldanlage bei Ginmon

Whatever the future brings

Driving license, your first apartment, money for your studies? Or do you want to fulfill your dream of traveling? Growing up is exciting and costs money. The savings plan for your child provides you with flexible savings assets: for acute needs or to build up additional assets.

Flexibility is key

With the Ginmon child account, you remain unbound. Adjustments to the savings amounts, additional payments or changes to the investment strategy are possible at any time. The savings rate can also be paused from time to time. Since there is no term limit, the children’s savings plan brings returns until the money is really needed.

Junge Frau genießt das Leben mit der flexiblen Geldanlage von Ginmon

Easy professional managed

The financial investment for your child follows an automated scientific approach and is continuously monitored. Adjustments are made without any effort for you. We consistently implement ETF selection, diversification, rebalancing, tax optimization and risk management. You and your child can conveniently monitor performance via the website and app.

How to successfully build wealth for your child

(assumed investment period: 18 years)

Sustainability in investing - a matter of course

Would you like to invest in sustainably for your child? This is of course possible with our apeirongreen investment strategies.
You will not find a more sustainable investment with any other digital asset manager.

Diagramm mit grünem Balken symbolisiert die nachhaltige Geldanlage von Ginmon
See how your assets grow

Cost-efficient investment in capital markets generates high returns. Small savings amounts can quickly turn into real assets.

Use our savings plan calculator to find out how to achieve value growth with professional structured investment strategies.

How to open a child account

Legal guardians can open a child account on behalf of the child. The account is managed by the legal guardian until the child reaches the age of majority. Upon reaching the age of majority, the child assumes sole administration.

1. GUARDIAN
Place order in existing account
Provide information of the child
Specify investment amount and strategy
Are you the sole guardian?
NO
2. GUARDIAN
Enter personal data
Agree to child account opening
Video identification
DONE

Grandparents cannot open the account directly, but they can save the account by standing order or bank transfer. Of course, this also applies to everyone else who would like to help a child save at an early stage.

1. GUARDIAN
Place order in existing account
Provide information of the child
Specify investment amount and strategy
Are you the sole guardian?
NO
2. GUARDIAN
Enter personal data
Agree to child account opening
Video identification
DONE

We are there for you

Do you have questions about your portfolio, our service, or opening an account? Our customer service and investment experts are always happy to assist you personally.

Contact us!

Ginmon Investment Experten und Kundenservice
Live chat
Live chat
Our chat allows you to start a conversation with one of our experts immediately.
Callback
Callback
Arrange a callback conveniently and we will get back to you at the agreed time.
Email
Email
By email to service@ginmon.de, you can reach us as usual and tell us your questions and wishes.

How does investing with Ginmon work?

You can open your personal Ginmon children’s account within minutes. In just three steps, you get started.

1
Set your personal goals
Answer some questions about topics such as your investment time frame or your personal risk affinity in just a few minutes.
2
Plan your investment
Select your desired initial investment and savings rate. Our technology calculates the optimal portfolio for your children's account.
3
Relax and support the next generation
After opening the account, our technology automatically implements the investment strategy for your child. You can view the current status online at any time.

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